Northwest Territories buyer resources

Buying a home in Northwest Territories.

Programs, taxes and fees, licence checks and land titles for Northwest Territories, from official government and regulator pages.

First-time buyer programs

Each card links to an official government or regulator page, checked one by one.

First-time buyers
Housing NWT Home Purchase Program
Housing NWT's Home Purchase Program gives eligible first-time buyers a forgivable loan toward a down payment on a modest home in listed communities.
Visit nwthc.gov.nt.ca
Reviewed October 5, 2026
First-time buyers
First Home Savings Account (FHSA), Canada Revenue Agency
The federal FHSA lets first-time buyers save tax-free toward a qualifying first home, with $8,000 of participation room in the first year.
Visit canada.ca
Reviewed October 5, 2026
First-time buyers
Home Buyers' Plan (HBP), Canada Revenue Agency
The federal Home Buyers' Plan lets you withdraw up to $60,000 from your RRSPs to buy or build a qualifying home.
Visit canada.ca
Reviewed October 5, 2026
First-time buyers
Home buyers' amount (First-Time Home Buyers' Tax Credit), line 31270
First-time buyers can claim up to $10,000 on line 31270 as a federal non-refundable tax credit for a qualifying home bought in 2025.
Visit canada.ca
Reviewed October 5, 2026

Taxes and fees
NWT Land Titles Office Schedule of Fees (transfer registration)
NWT has no land transfer tax on this schedule; registering a transfer costs $2.00 per $1,000 of value up to $1,000,000, minimum $100.
Visit justice.gov.nt.ca
Reviewed October 5, 2026

Check a licence
NWT Municipal and Community Affairs (MACA), Consumer Affairs: Real Estate Licensing
NWT real estate agents and salespersons are licensed by MACA's Consumer Affairs under the Real Estate Agents' Licensing Act; no public online licensee search was found.
Visit maca.gov.nt.ca
Reviewed October 5, 2026
Land titles
NWT Land Titles Office (Department of Justice, Legal Registries Division)
The NWT Land Titles Office registers ownership of privately owned land and interests such as mortgages; records are searchable online through NTLS or in person.
Visit justice.gov.nt.ca
Reviewed October 5, 2026